Terms of Use
Welcome to The Disability Group. By accessing or using our website, you agree to the terms outlined below. These terms support a safe, respectful experience for everyone who visits.
Using Our Website
You may use this website for lawful purposes, including learning about The Disability Group and requesting information about disability benefits and related legal services. You agree to use the site in a way that does not interfere with its operation or harm others.
You may not use this website to:
- Send spam, unwanted messages, or promotional content
- Attempt to gain unauthorized access to the site or its systems
- Upload harmful code, viruses, or disruptive software
- Use any contact forms or features for illegal, abusive, or deceptive activity
- Copy or misuse content in a way that violates intellectual property rights
The Disability Group reserves the right to restrict access if a visitor uses the site improperly.
No Legal Advice Through This Website
Information on this website is provided for general educational purposes. Visiting the site or submitting a form does not create an attorney-client relationship. Legal matters depend on individual facts, and you should speak directly with an attorney before making decisions about a claim.
Communication & Contact Forms
If you contact The Disability Group through this website, you agree to provide accurate and truthful information. The Disability Group may respond to inquiries, but submitting a message does not mean representation has been accepted.
Intellectual Property
All content on this website, including text, graphics, logos, and design elements, belongs to The Disability Group or is used with permission. You may view and print pages for personal use, but you may not reproduce, publish, or distribute website content without written consent.
Third-Party Links
This website may include links to third-party websites for convenience or additional resources. The Disability Group does not control those sites and is not responsible for their content, policies, or practices.
Website Availability
The Disability Group works to keep this website accurate and accessible, but cannot promise the site will always be available, error-free, or fully up to date. Content may be updated, suspended, or removed at any time without notice.
Limitation of Responsibility
Use of this website is at your own discretion. The Disability Group is not responsible for damages resulting from the use or inability to use this site, including issues related to technical errors, interruptions, or reliance on general information provided here.
Changes to These Terms
The Disability Group may update these Terms of Use periodically. Continued use of the website means you accept any changes.
If you have questions about these terms or about contacting the office, you may reach The Disability Group online or by calling (850) 296-0491.
Hear From Our Clients
Discover experiences from those we've helped secure their benefits.
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"Excellent Firm To Work With"
They hung in there with me all the way through a long and tiresome process to the very end. I am so grateful for attorney Gunter's expertise and experience in navigating this 3+ year benefits journey.
Paula E. -
"Fast And Very Responsive To My Questions"hey are professional, fast and very responsive to my questions. I was able to have my SSDI approved. I highly recommend the Disability Group.Angel S.
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"Very Communicative and Always Available"Very communicative and always available and they follow up! Highly recommend!Jason
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"Went Above Her Duties to Make Sure Any Questions or Concerns Were Taken Care Of"She has went above her duties to make sure any questions or concerns were taken care of I would highly recommend herCrystal N.
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How long does it take to receive a hearing?
In our area, it currently takes anywhere from 18 to 24 months from the time a hearing is requested until the date it is scheduled. The team at The Disability Group does everything in their power to cut down on this delay, so that you can begin receiving benefits as early as possible. In some cases, this includes getting a client approved "on the record," which is to say getting your disability claim approved before a hearing.
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What can I do if my claim is denied?
The Social Security Administration provides four levels of appeal for those who believe that their claims have been wrongfully denied. Reconsideration, the first step, involves having a different staff member at Disability Determination Services review your application. Only 15% of applications are approved at this stage, so it will likely be necessary to request a hearing.
At a hearing, an Administrative Law Judge reviews all the evidence in the case, and you or your attorney have the opportunity to make an appeal and argue based on the medical records and testimony presented why your disability claim should be approved. In the event that your claim is still denied, you can request to have your case reviewed by the Social Security Appeals Council, and can even take the claim before a federal judge.
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Is it true that all claims are denied the first time?
No! This popular misconception does, however, have a basis of truth. In the Panama City area 76% of all initial claims are denied, whether due to mistakes on the application, insufficient information provided by the claimant, or errors on the part of Disability Determination Services staff. Nationally, approximately 2.5 million people apply for SSD every year which means that only 600,000 people receive their benefits without any further trouble. Those who are denied have a right to hire an attorney and appeal the decision.
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How much can I receive in benefits?
The Social Security Administration uses a complex formula to determine the amount of financial benefits to be paid. However, the amount of financial benefits you receive is calculated on your lifetime earnings and the amount of taxes you have paid into the Social Security system. SSDI benefits will not typically fully replace your lost wages, but are calculated so that high-income earners will receive more than those who have not historically had as high of an income.
