Long Term Disability Get The Benefits You Deserve

Long Term Disability in Panama City

How will LTD affect my Social Security Disability claim?

If you are currently receiving benefits from your long term disability insurance policy, filing a claim for Social Security Disability may cause certain complications for which you must be prepared. Many LTD policies will not pay you anything if you are currently receiving any other form of benefits, so the insurance carrier may count the value of your SSD benefit payments as a credit against your claim. This would result in your LTD benefit amount being reduced accordingly. Another potential consequence is the fact that the insurance carrier may demand that you repay any benefit amounts you received in months when you were also paid benefits from the Social Security Administration. This can even extend to cases where the original SSD claim was denied but the individual has received unpaid benefits after a successful appeal, where the LTD insurance carrier is now requiring the individual to return payment.

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Legal Representation for Your Long Term Disability Claim

These issues may make the situation more complicated, but the team at The Disability Group can help you prepare for any potential problems and will represent you in the event of a dispute. You have a right to receive all the coverage to which you are entitled, and by hiring an attorney to represent you in your claim you can greatly improve your chances of being paid the amount you deserve.

Keep in mind that the insurance company's goal is different from yours-they want to avoid paying you anything more than absolutely necessary. By retaining legal representation, you give yourself a dedicated personal advocate who will protect your personal interests and fight to secure an outcome which works in your favor.

Contact The Disability Group as early as possible in the claims process, whether you are currently receiving LTD benefits or if you have not yet filed your claim.

The Disability Group Will Go Above & Beyond We Will Exceed Your Expectations

The Disability Group Social Security Disability practice is built on helping people who have been denied benefits. The legal team is continually updating medical records and corresponding with the Hearing Office to review the claim in light of the new evidence in an effort to secure an approval prior to going to a Hearing. Our team at The Disability Group is focused on getting our clients the Social Security Disability benefits they deserve as soon as possible. In addition to receiving benefits from the date of your application's approval, it is possible in most cases to recover the benefits you would have received if your application had not been denied in the first place.

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