Health Care Benefits Included in Social Security Disability

SSDI-Medicare & SSI-Medicaid benefits in Panama City

Helping You Claim the Healthcare Benefits You Need

When you have a medical issue (physical or psychological) that prevents you from working, you are faced with the difficult situation of needing medical care but not having the ability to pay for it. Many people commonly overlook the fact that both Social Security Disability Insurance ("SSDI") and Supplemental Security Income ("SSI") programs include not only financial benefits but also Medicare and Medicaid respectively. In many cases these medical benefits can be applied retroactively back to the date you became disabled, helping you and your family to pay outstanding medical bills.

Understanding Medicare/SSDI

Medicare is a social health insurance program which provides coverage for individuals who qualify for Social Security Disability under the SSDI program, or are over the age of 65 , as well as those individuals who suffer from End-Stage Renal Disease (ESRD). For those who have not been able to afford paying for private health insurance, it can be of significant benefit. Medicare consists of four parts:

Part A
Pays benefits for inpatient care in a hospital or similar medical care facility, usually without a premium.

Part B
Provides financial assistance for the services of a doctor or other healthcare provider as well as certain types of medical equipment and in-home health care services, some preventative services. You will have to pay a premium.

Part C
Also referred to as Medicare Advantage, Part C is provided through a private insurance company which has been approved by Medicare. It supplies the benefits of Parts A and B.

Part D
Medicare Prescription Drug Coverage provides assistance in paying for prescription drugs and is run by Medicare-approved insurance companies.

Medicaid/SSI

Medicaid is a social safety net program which is available to those who qualify for Social Security Disability SSI program, and those with limited income and financial resources. Eligibility for Medicaid depends on being elderly, disabled or blind, and if you have been approved for Supplemental Security Income you may automatically be eligible for this type of coverage.

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