What is the Difference Between Social Security Disability (SSDI) and Supplemental Security Income (SSI)?

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the Disability Clinic

The Social Security Administration oversees and manages both Social Security Disability (SSDI) and Supplemental Security Income (SSI) programs. The two programs provide distinctly different benefits. The Disability Group in Panama City represents individuals seeking to receive Social Security Disability (SSDI) and/or Supplemental Security Income (SSI).

Eligibility

Social Security Disability (SSDI) is only available to disabled individuals who have worked recently for a required period of time and paid Social Security taxes. Supplemental Security Income (SSI) is available for individuals who have limited income and assets regardless of whether the person has worked or not.

Disability Payment

The monthly payment for a disabled individual receiving SSDI is based upon the length of time the individual worked and how much they paid into the system. SSDI payments vary up to a maximum of $2,642 a month. By contrast SSI payments vary up to a maximum rate of $721 a month.

Medical Coverage

For individuals on SSDI, Medicare coverage will begin automatically after two years of disability benefits. Individuals on SSI are eligible for Medicaid from the date they applied for disability.

If you live in the Panama City area and would like more information about Social Security Disability (SSDI) and Supplemental Security Income (SSI), or you have applied and been denied, call The Disability Group today at (850) 215-5200.

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